Skip to content

Apple Pay Later Opens to All US Users for Accessible Payment Options

Apple expands its "Apple Pay Later" feature across the U.S., enabling users to stagger payments over six weeks. Dive into the new era of Apple-financed shopping!

Apple Pay Later

Heads up, Apple enthusiasts! The tech behemoth has just amplified your shopping experience by extending its "Apple Pay Later" feature to every user in the U.S. Originally piloted in March for a select audience, Apple is now democratizing this payment method that offers a nifty solution for budget-conscious shoppers. Want to divide your purchase into four easy payments over six weeks? You're in luck – and there's no stress of interest or hidden fees.

The sweet spot? You can utilize Apple Pay Later for transactions ranging from $75 to $1000 on your favorite devices, the iPhone and iPad.

Diving into Apple Pay Later is a breeze. Simply hop into the Wallet app, apply for a loan, and once approved, you're all set. You can view your repayments, opt for manual or auto payments, and get timely reminders, ensuring you never miss a beat. But remember, while Apple won't charge you fees, your bank might, in case of insufficient funds.

To join the Apple Pay Later bandwagon, ensure you're 18 or above, residing in the U.S., and have Apple Pay paired with an eligible debit card. Apple's partnered with Apple Financing for the credit evaluations, and the Mastercard Installments program facilitates the merchant interactions, with Goldman Sachs backing the Mastercard payment credentials.

As Apple locks horns with giants like PayPal, Affirm, and Klarna in the BNPL sector, it's clear that the future of shopping just got a lot more exciting!